Zakhala ndendende zaka zisanu zapitazo, mmbuyo mu November 2014, pamene ndinayambitsa ndondomeko ya kukula kwa magawo ndikuwonetsa kusintha kulikonse kuno ku SA kuyambira pamenepo.
Cholinga chinali choti ndidzitsimikizire ndekha kuti kugulitsa ndalama zogulira ndalama kumagwira ntchito komanso kuti kutha kubweretsa gawo lomwe likukula nthawi zonse lomwe limatha kukhala njira yothetsera ndalama panthawi yopuma pantchito kapena ngati gwero lokhazikika landalama kuti mubwezeretsenso.
M'zaka zonse, zopindula zawonjezeka, ndipo malipiro onse a kotala adakwera kuchoka pa $ 1,000 kufika pafupifupi $ 1,500.
Mtengo wonse wa mbiriyo unakulanso mofananamo, ukukula kuchokera poyambira $100,000 kufika pafupifupi $148,000.
Zomwe ndinapeza m’zaka zisanu zaposachedwapa zinandilola kukulitsa ndi kuyesa nzeru zanga.Iwo omwe adanditsatira zaka zonse amadziwa kuti sindinali kusintha ntchito, ndikuwonjezera zatsopano nthawi ndi nthawi panthawi ya msika.
Koma chaka chaposachedwa, makamaka pamene ndikuwonjezera zinthu m'miyezi 12 mpaka 18 ikubwera, zidandipangitsa kunena kuti kuopsa kwake ndikwambiri kuposa kale.
Pali zinthu zingapo zowopsa zomwe zidandichititsa chidwi ndikundipangitsa kusankha kugulitsa 60% ya mbiri yanga, kukonda ndalama ndikuyang'ana mwayi wabwino wopezera ndalama.
Chinthu choyamba chimene chinandichititsa chidwi ndi mphamvu ya dola.Chiwongola dzanja cha ziro kapena pafupi ndi ziro padziko lonse lapansi chinapangitsa kuti maboma ambiri, makamaka ku Europe ndi Japan, achite malonda ndi zokolola zabwino.
Zokolola zoipa ndizochitika zomwe dziko silinamvetsetse bwino, ndipo zotsatira zoyamba zomwe ndinaziwona ndikuti ndalama zomwe zikuyang'ana zokolola zabwino zapeza kumwamba kotetezeka mkati mwa US Treasury bonds.
Ichi chikhoza kukhala chimodzi mwazoyendetsa mphamvu mu dola poyerekeza ndi ndalama zazikuluzikulu, ndipo taziwonapo kale izi.
Kubwerera mu theka loyamba la 2015, panali nkhawa zambiri kuti mphamvu ya dola idzakhudza zotsatira za mabungwe akuluakulu, monga dola yamphamvu ikuwoneka ngati mpikisano wotsutsana pamene kukula kukuyembekezeka kubwera kuchokera kunja.Zinapangitsa kuti msika ubwererenso m'mwezi wa Ogasiti 2015.
Kuchita kwanga kwanga kumalumikizidwa kwambiri ndi kutsika kwa zokolola zanthawi yayitali zaku US.The REITs ndi Utilities makamaka ankasangalala ndi chikhalidwe chimenecho, koma pacholemba chomwecho, pamene mitengo ya katundu inakwera, zokolola zagawidwe zinatsika kwambiri.
Dola yamphamvu imakhudza purezidenti ndipo ma tweets ambiri apurezidenti amaperekedwa kuti alimbikitse Fed kuti ichepetse mitengo pansi pa ziro ndikufooketsa ndalama zakomweko.
Fed ikuganiza kuti imayendetsa ndondomeko yake yazachuma mopanda phokoso chifukwa cha phokoso lonse.Koma m'miyezi 10 yaposachedwa, idawonetsa kusinthika modabwitsa kwa ma degree 180 mu mfundo.Panali pasanathe chaka chapitacho pomwe tinali pakati pa chiwongola dzanja chokwera poganizira zokwera zingapo mu 2019 komanso mwinanso mu 2020, zomwe zidasinthidwa kukhala ma 2-3 mu 2019 ndipo ndani akudziwa angati mu 2020.
Zochita za Fed zinafotokozedwa ngati njira yothetsera kufewa kwina mu zizindikiro zachuma ndi nkhawa zomwe zimayendetsedwa ndi kuchepa kwachuma padziko lonse ndi nkhondo zamalonda.Kotero, ngati palidi kufulumira koteroko kusintha ndondomeko ya ndalama mofulumira komanso mwamakani, zinthu zimakhala zovuta kwambiri kuposa zomwe zikulankhulidwa.Chodetsa nkhaŵa changa ndi chakuti ngati pali nkhani zoipa zambiri, kukula kwamtsogolo m'zaka zikubwerazi kungakhale kochepa kwambiri kuposa momwe tawonera m'mbuyomu.
Yankho la misika ku zochita za Fed ndi zomwe tidaziwona kale: Pakakhala nkhani zoipa, zomwe zingapangitse Fed kuchepetsa chiwongoladzanja kapena kulowetsa ndalama zambiri mu dongosolo kudzera mu QE ndipo masheya adzasonkhana pasadakhale.
Sindikutsimikiza kuti idzagwira nthawi ino kutengera chifukwa chosavuta: pakadali pano palibe QE yeniyeni.Fed idalengeza kuyimitsa koyambirira kwa pulogalamu yake ya QT, koma palibe ndalama zambiri zatsopano zomwe zikuyembekezeka kulowa mudongosolo.Ngati zilipo, kuchepa kwapachaka kwa $ 1T boma kungayambitse mavuto ena azachuma.
Nkhawa za Fed pa nkhondo yamalonda zimatibweretsanso kwa pulezidenti ndi ndondomeko yaikulu ya msonkho yomwe akugwiritsa ntchito.
Ine mwammodzi ndikumvetsa chifukwa chake pulezidenti akuyesera kuchedwetsa ndondomeko ya China kulanda Kummawa ndikufika pa udindo wapamwamba kwambiri.
Anthu aku China samabisa zolinga zawo kuti akhale chiwopsezo chachikulu ku US hegemony padziko lonse lapansi.Kaya ndi Made-in-China 2025 kapena Belt and Road Initiative, mapulani awo ndi omveka bwino komanso amphamvu.
Koma sindimagula mawu odzidalira okhudza kuthekera kopangitsa aku China kusaina mgwirizano miyezi 12 chisanachitike chisankho.Zitha kukhala zopanda pake.
Ulamuliro waku China uli ndi nkhani yobwerera kuchokera kuzaka zana zamanyazi.Linapangidwa zaka 70 zapitazo ndipo likugwirabe ntchito mpaka pano.Ichi sichinthu chochitenga mopepuka.Ichi ndiye chilimbikitso chachikulu chomwe chimamupangitsa kuti agwiritse ntchito njira zake ndikuyendetsa ntchito zazikuluzikuluzi.Sindikhulupirira kuti mgwirizano uliwonse ukhoza kutheka ndi purezidenti yemwe angakhale purezidenti wakale pakatha chaka kuchokera pano.
Mfundo yaikulu ndi yakuti ndikuwona chaka chomwe chikubweracho chidzakhala chodzaza ndi ndale, ndondomeko za ndalama zosokoneza, komanso chuma chikuchepa.Ngakhale ndimadziona kuti ndine wosunga ndalama kwanthawi yayitali, ndimakonda kuyika ndalama zanga pambali ndikudikirira kuti ziwonekere bwino komanso mwayi wogula bwino.
Pofuna kuika patsogolo zinthuzo ndikusankha zomwe mungagulitse, ndayang'ana mndandanda wa makampani omwe ali ndi ndalama zenizeni ndikujambula zinthu ziwiri: Zokolola zamagulu amakono komanso kukula kwa gawoli.
Mndandanda wachikasu wosonyezedwa mu tebulo ili m'munsimu ndi mndandanda wazinthu zomwe ndinaganiza zogulitsa m'masiku akudza.
Mtengo wamtengo wapatali wa ndalamazi ndi 60% ya mtengo wanga wonse.Pambuyo pamisonkho, zitha kukhala pafupi ndi 40-45% ya ndalama zonse, ndipo izi ndi ndalama zokwanira zomwe ndimakonda kukhala nazo pakadali pano kapena kusamukira kubizinesi ina.
Mbiri yomwe cholinga chake chinali kubweretsa zokolola za 4% ndikukulira pakapita nthawi idapereka kukula komwe kumayembekezeredwa pagawo lagawo ndi magawo amtengo wapatali ndipo m'zaka zisanu idapereka ~ 50% yowonjezera.
Pamene misika ikuyandikira kumtunda wanthawi zonse komanso kuchuluka kwa kusatsimikizika kumawunjikana, ndimakonda kusuntha chunk yayikulu pamsika ndikudikirira pambali.
Kuwulura: Ndine/ ndife wautali BBL, UL, O, OHI, SO, SCHD, T, PM, CVX, CMI, ETN, ICLN, VNQ, CBRL, MAIN, CONE, WEC, HRL, NHI, ENB, JNJ, SKT, HCP, VTR, SBRA.Ndinalemba nkhaniyi ndekha, ndipo ikufotokoza maganizo anga.Sindilandira malipiro pa izo (kupatulapo Kufunafuna Alpha).Ndilibe ubale wamabizinesi ndi kampani iliyonse yomwe katundu wake watchulidwa m'nkhaniyi.
Kuwulura kowonjezera: Malingaliro a wolembayo si malingaliro oti mugule kapena kugulitsa chitetezo chilichonse.Chonde chitani kafukufuku wanu musanapange chisankho chilichonse chokhudza ndalama.Ngati mukufuna kuti zosintha pafupipafupi pa mbiri yanga, chonde dinani "Tsatirani" batani.Wodala ndalama!
Nthawi yotumiza: Feb-21-2020